Vehicle Based Breakdown Cover

FAQ's

Here at Right Choice Insurance Brokers, we do our best to make sure your experience is as effortless as it can be. So, to save you time calling our call centre or typing out an email, we have made a note of our most commonly asked questions and answered them. But, if there is a question that you would like to query that we do not address below, please feel free to give us a call on 01708 336 519 or email us at customercare@rcib.co.uk.

Policy Validation FAQ’s

Validation is the checking process we undertake on every insurance policy. This is to ensure that all of the information provided by the customer is correct and the right level of cover is in place. Sometimes these checks may show some discrepancies which may result in a change in price or the policy terms.

This check is designed to protect the customer in the event of a claim, and also helps to ensure the premium you pay is not affected by the fraudulent activity of others.

To validate your policy, we will ask you to send us a few documents via email or you can upload these yourself to our online customer portal. Your insurance company may also require us to verbally validate your information via the telephone.

The documents required will include, but are not limited to:

  • Proof of address
  • Proof of no claims bonus
  • Photo of driving licence

Yes, to be insured through us we are committed to making sure all our customers policy details are 100% correct. This allows us to provide the best level of service to our customers in the event of a claim, and also combat insurance fraud that drives premiums up.

Policy Amendments FAQ’s

There are two ways you can change your policy details:

Depending on what changes you are making to the policy may affect whether your premium goes up or down. Changes to your policy will be subject to a service charge as shown within our TOBA.

We might have to cancel your policy if we find that there has been either of the following reasons:
• Misrepresentation – this is where you have provided us with incomplete, incorrect or untrue information.
• Documentation – where you have failed to provide us the requested documentation, this could also result in additional fees or the premium being due.
• Failed instalment payments – where you have failed to keep up with your instalment payments for your insurance.

If you would like to see our full terms and conditions, please click here.