Our Most Frequently Asked Questions
Following the Government’s announcement asking everyone to stay at home, we’re making some changes to the way we work to make sure we’re looking after our people and our customers. We’re setting up as many of our colleagues as possible to work from home, but this will take a few days.
Coronavirus (COVID-19) is affecting all of us in different ways, and customers need to know where to find the most up-to-date information.
These are unprecedented times for all of us, and we appreciate your cooperation as we find the best ways to protect and assist customers.
Please don’t phone us unless it’s necessary.
We’re getting a lot of calls right now and wait times are very long. Many questions can be answered by our FAQ’s:
Yes, we are open as usual click here for more details. However, please bear in mind that there will be a longer wait time if you do try to call our office, as we are operating with a reduced amount of staff.
We still have a limited number of advisors on hand ready to take your call. Therefore, you can always ring us if this is better for you, but please expect longer wait times.
If you are using your vehicle for unpaid voluntary work i.e. helping the NHS, transporting medicines or groceries to help vulnerable people or people affected by COVID-19 then you do not need to extend your cover and there is no need to tell us. Thank you for helping at this crucial time.
If, however, you should have any concerns as to the exact nature of the work you will carrying out please do not hesitate to contact us.
If you are travelling between your home and place of work your policy will be automatically extended to include this commuting use without you having to inform us.
During the period of official ‘lockdown’, it is not necessary to notify us. However, once the Government advise that the country is no longer in ‘lockdown’ you will need to call us to discuss your options.
If you are struggling financially, or have concerns about making your next payment due to coronavirus, please call us to discuss your options on 01708 336 519. By working together we hope to make the repayment of your premium that bit easier.
It is a legal requirement for your vehicle to be insured, even if you’re not driving it, unless it is declared as ‘off the road’ with the DVLA. However, you may wish to adjust your mileage allowance or discuss further possibilities? Please call us to discuss your options on 01708 336 519.
You can find more information about declaring your vehicle ‘off the road’ here: https://www.gov.uk/sorn-statutory-off-road-notification.
The Department for Transport has authorised an automatic six months’ extension to an MOT that expired on or after 30th March 2020. This also applies to vehicles that were scheduled for their first MOT on or after 30th March 2020. For the purposes of your insurance, this automatic extension will be interpreted to mean that you are complying with any requirement in your policy to have a valid MOT where one is required by law but only for the official six month extension period.
All drivers with an MOT due on or after the 1st August 2020 will be required to book an MOT as usual. This is a legal requirement.
If you would like more information please follow the link:
https://www.gov.uk/guidance/coronavirus-covid-19-mots-for-cars-vans-and-motorcycles-due-from-30-march-2020
You may not be able to benefit from the extension authorised by The Department for Transport and we recommend you consult the official Government website link at: https://www.gov.uk/guidance/coronavirus-covid-19-mots-for-cars-vans-and-motorcycles-due-before-30-march-2020
You must continue to ensure that your vehicle is in a roadworthy condition and is safe to drive. Should you fail to do this you render yourself liable to prosecution and your insurer may decline to deal with any claim that arises as a result of the vehicle’s condition.
At RCIB we like to offer products to people who have struggled elsewhere. We do of course also offer insurance to those who haven’t experienced difficulties. Our range of products includes home, car, taxi, van, bike and trade insurance. We also offer Breakdown Insurance via 3 brands.
Reviews are important for all forms of businesses and we are proud at RCIB to be able to generate so much new trade as a result of recommendations from existing customers. We have independently collected and hosted reviews, here.
Most probably. RCIB, and some of our sub-brands, are proud sponsors of various Motor Sport genres, including British Touring Car Championship (BTCC) cars and teams.
Unfortunately, we can’t accurately answer this question because our company is growing rapidly, all of the time. But, we do employ enough people to occupy two full floors of our large office building in Romford.
Yes. In fact, this is a speciality of ours. Call us on the following number for a quotation: 0333 400 3180.
In recent years, RCIB have indeed acquired 3 Breakdown and Recovery Brands; AutoAid, Autonational and Euro Rescue. The two obvious U.K brands differ in that AutoAid insures the driver for a breakdown in any car that he or she is legally driving, whereas Autonational insures a named vehicle for any legal driver to be covered for breakdown recovery. Euro Rescue is, of course, a service for breakdown and recovery in Europe.